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Financial Planning and Advisor Fees reflect my typical fee for these services and are negotiable. Financial Planning Fees are typically collected in full at contract signing, though other arrangements may be available. Advisory accounts are subject to an annual minimum administrative fee. The advisory fee is calculated and collected monthly. For the Representative Directed Program, the advisor fee range shown is a breakpoint and reflects the assessed advisor fee for all assets as each threshold is crossed. For all other Advisory programs, there are two pricing options for the advisor fee range; it may be tiered, which reflects the assessed advisor fee for the portion of assets within the stated band, or it may be a breakpoint based on the proposed initial investment. This decision will be part of the discussion when establishing your account. The Financial Planning Agreement and/or the Statement of Investment Selection (SIS), each of which you will sign if you engage in a Financial Plan or open an Eagle account, will reflect your specific fees including, if applicable, the minimum administrative fee. For Advisory accounts, please note that additional sub-manager, Platform, 12b-1, and Expense Ratio fees may apply. You should reference Eagle's Form ADV Part 2A, available at www.eaglestrategies.com/important-, for additional information on fees including how and when fees may change and the method of calculation.

Michael Golosovker is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company. In this regard, this communication is strictly intended for individuals residing in the states of AK, AZ, CA, CO, CT, FL, GA, MA, ME, MI, MT, NC, NH, NJ, NY, OH, RI, VA, VT, WI. No offers may be made or accepted from any resident outside the specific states referenced.

Michael Golosovker is a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AK, AZ, CA, CO, CT, FL, GA, MA, ME, MI, MT, NC, NH, NJ, NY, OH, RI, VA, VT, WI As such, these services are strictly intended for individuals residing in AK, AZ, CA, CO, CT, FL, GA, MA, ME, MI, MT, NC, NH, NJ, NY, OH, RI, VA, VT, and WI. No offers may be made or accepted from any resident outside the specific states referenced.

Michael Golosovker is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AK, AZ, CA, CO, CT, DE, FL, GA, MA, ME, MI, MT, NC, NH, NJ, NY, OH, RI, VA, VT, and WI. No insurance business may be conducted outside this/these state(s) referenced.

Agent, California Insurance License Number is 0I52973.

Champion Financial Strategies & Insurance Solutions is not owned or operated by New York Life Insurance Company or its affiliates.

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